Everything your money does, in one place
Everything you need to manage your money well.
Checking with no strings
Unlimited transactions, no monthly maintenance fees, no minimum balance. Your checking account that doesn't try to trap you.
High-yield savings at 4.10% APY
Competitive rates you can actually count on. No teaser periods. No rate drops after three months. Your money earns real returns.
The Ledgerline Card
A premium metal card with instant freeze capability, real-time fraud protection, and unlimited Visa benefits. Control it all from your phone.
Fee transparency
No hidden fees. No surprise charges. If we charge something, you'll see it listed and understand exactly why. That's our commitment.
Instant money transfer
Move money between your Ledgerline accounts instantly. Transfer to other banks free and fast. Send or request money from friends just as easily.
Joint accounts
Managing money together gets complicated. Ledgerline makes it simple with shared account access, spend limits, and clear financial visibility.
FDIC insured
Your deposits are protected up to $250,000 per account type through First Meridian Bank, N.A., Member FDIC. Your money is safe.
Advanced security
Two-step verification, biometric login, encrypted everything. We treat your security like we'd treat our own money—very seriously.
Mobile-first experience
Manage everything on your phone. No need to call, chat, or visit a branch. Banking works when you do, where you are.