Effective date: January 20, 2026. This Privacy Policy explains how Ledgerline Financial, Inc. collects, uses, and shares personal information when you use our Services.

Information we collect

Identity data (name, address, date of birth, SSN) collected during onboarding; device and usage data (IP address, device identifiers, interaction telemetry) collected automatically; transaction data generated by your use of the account.

How we use it

To provide and secure the Services, satisfy legal obligations (including BSA/AML requirements), prevent fraud, and improve the product. We use service providers for identity verification, card processing, and analytics; they are bound by contract to protect your data.

Sharing

We share information with the Bank as necessary to provide accounts, with regulators and law enforcement where required, and with service providers. We do not sell personal information.

Your choices

You can access and export your data in the app, limit marketing communications, and request deletion of data we are not required to retain. California residents have additional rights under the CCPA.

Contact

privacy@bankledgerline.com · Ledgerline Financial, Inc., 548 Bryant St, San Francisco, CA 94107.