Opening a Ledgerline account takes about 5 minutes. Here's how.
Download and sign up
Start by downloading the Ledgerline app or visiting our website. Tap the sign-up button and enter your email address. We'll send you a verification code to confirm it's really you.
Verify your identity
We need to confirm who you are. You'll provide your full name, date of birth, Social Security number, and current address. We use this information to comply with banking regulations and prevent fraud.
Connect your funding source
Link an existing bank account so we can fund your new Ledgerline account. This is required to verify your identity. You can transfer money from your old bank once you're all set up.
Choose your accounts
Select a checking account, savings account, or both. Your checking account is free with no minimum balance. Your savings account earns 4.10% APY on every dollar.
Activate your card
Your Ledgerline Card will arrive within 5-7 business days. When it shows up, open the app and follow the activation prompt. You can start using it immediately for online purchases, and it's ready for in-person use within minutes.
That's it. You now have modern banking.